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United Americas Bank 10th Anniversary
welcome to united bank and banco unico

United Americas Bank is a full service community bank founded in 1999, which specializes in commercial banking services for small to mid-size businesses. The diversity of its directors coupled with a multicultural staff of bilingual employees has positioned United Americas Bank as the leading Hispanic bank in the State of Georgia.

The Bank has reached out to the various immigrant communities by way of its multicultural staff and innovative products;  nonetheless, the Bank strives to be an inclusive organization by serving the many communities in the niche markets where it is present.


United Americas Bank is committed to safeguarding information pertaining to customers and visitors of the United Americas Bank Web site.

The United Americas Bank Privacy Policy explains our collection, use, retention and security of consumer information and applies to United Americas Bank products and services offered within the United States for consumer (not business) purposes. Online activities of consumers, therefore, may be subject to both the United Americas Bank Privacy Policy (link to page ) and the United Americas Bank Digital Privacy Practices.

These Digital Privacy Practices explain our privacy practices regarding the information we collect about you when you visit or transact business on United Americas Bank Web sites. They do not constitute a contract or create legal rights or modify or amend any agreements United Americas Bank has with customers.

These Digital Privacy Practices were last updated March 8, 2002. They are for general guidance, and are subject to change. Please review periodically. As technology evolves, so will our ability to provide you with better online products and services.

How We May Use Information
We may collect information during your Web site visit in order to provide you with offers and information. We may also use the information we collect from you online to contact you via telephone, e-mail or other means regarding offers of products and services that may be of interest to you. To learn more about how we may use information, please see the United Americas Bank Privacy Policy .

Third Party Web Sites
This Web site may contain links to third-party sites that you may find useful. These sites have their own privacy policies. You should review the privacy policy of any Web site before you provide personal or confidential information.

© 2002 United Americas Bank - All rights reserved.

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our and us, when used in this notice, means United Americas Bank

This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:

All of our consumer customers who have a continuing relationship with us, such as:
  • Deposit account
  • Loan account
  • Credit Card
  • Safe Deposit box
  • Home mortgage brokerage
  • All former customers

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

We first define some terms:

Non-public personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us.

Ownership does not mean complete ownership, but owning enough to have control.

A non-affiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:
  • Information we receive from you on applications or other forms
  • Information about your transactions with us
  • Information about your transaction with nonaffiliated third parties
  • Information from a consumer reporting agency

INFORMATION WE DISCLOSE ABOUT YOU

We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law.

THE CONFIDENTIALITY SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

NON-PUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS

If you decide to close your account(s) or become an inactive customer, we will follow the privacy policies and practices as described in this notice.

© 2002 United Americas Bank, N.A. - All rights reserved.



USA PATRIOT ACT NOTICE

In accordance with Section 326 of the USA Patriot Act signed October 26, 2001, United Americas Bank is required to notify applicants that we will obtain, verify and record information that identifies our new customers and signatories added to any new or existing accounts. When you open an account or apply for a loan, we are now required to obtain and verify your name, date of birth, physical address, and other information that will provide us with a reasonable belief of your true identity. In addition, we will ask to see your driver’s license or other form of unexpired photo identification to confirm your information. In some cases, identification will be requested for those individuals banking with United Americas Bank prior to the effective date of the customer identification requirements because original documentation was not obtained with the opening of the account, or we are unable to form a reasonable belief that we know the true identity of an existing customer. In all cases, protection of our customer’s identity and confidentiality is our Bank’s pledge to you.